240's TExES Business and Finance 6-12 Study Guide Is 99% Test-Aligned
240's TExES Business and Finance 6-12 study guide is built around the official exam framework so you can study what is actually tested. This page shows exactly how the guide maps to the real exam — SMR by SMR and competency by competency — so you can see where coverage is strongest, where some depth gaps remain, and how each part of the guide supports your prep.
Why Test Alignment Matters for Your TExES Business and Finance 6-12 Study Guide
Certification test standards are broad, but the exam questions are very specific. Our team of curriculum experts uses the 240 Study Guide Creation Process to ensure the most aligned, specific content for your TExES Business and Finance 6-12 (276) test — so you are not wasting time on broad subject review that may not show up on exam day.
- Built around the official exam framework
- Organized by the competencies actually used on the exam
- Shows exactly what is covered and where depth is partial
- Includes aligned questions, flashcards, study materials, and videos
- Helps candidates study what is actually tested instead of broad generic content
How to Read This Alignment Review
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Understands career-planning concepts, tools and strategies for pursuing a career in financial planning. | BUS.Financial Planning Careers | Covered | 7 | 1 | 6 | 0 | Covered by 1 topic (7 questions, 1 materials, 6 cards, 0 videos). |
| b. Understands economic systems and their history, including the role of risk, private enterprise, market structures, types of currency, global integration and the Constitution of the United States. | BUS.Economic Systems | Covered | 7 | 1 | 24 | 0 | Covered by 1 topic (7 questions, 1 materials, 24 cards, 0 videos). |
| c. Knows how to explain the impact of taxes and monetary and fiscal policy on a free-enterprise system. | BUS.Taxes and Policy | Covered | 7 | 1 | 10 | 0 | Covered by 1 topic (7 questions, 1 materials, 10 cards, 0 videos). |
| d. Understands the function of prices and the concept of economic resources. | BUS.Economic Concepts | Covered | 7 | 1 | 26 | 0 | Covered by 1 topic (7 questions, 1 materials, 26 cards, 0 videos). |
| e. Understands economic indicators that affect financial decision making (price stability, consumer spending, unemployment, inflation, interest rates, the business cycle and gross domestic product). | BUS.Economic Concepts | Covered | 7 | 1 | 26 | 0 | Covered by 1 topic (7 questions, 1 materials, 26 cards, 0 videos). |
| f. Knows how to assess the impact of exchange rates and cultural and social environments. | BUS.Foreign Exchange | Covered | 7 | 1 | 12 | 0 | Covered by 1 topic (7 questions, 1 materials, 12 cards, 0 videos). |
| g. Understands the foreign exchange market and its economic determinants. | BUS.Foreign Exchange | Covered | 7 | 1 | 12 | 0 | Covered by 1 topic (7 questions, 1 materials, 12 cards, 0 videos). |
| h. Applies sociological and psychological concepts to facilitate collaborative activities. | BUS.Personal Finance | Covered | 8 | 1 | 22 | 0 | Covered by 1 topic (8 questions, 1 materials, 22 cards, 0 videos). |
| i. Knows how to assess personal financial needs and goals based on current and projected economic conditions. | BUS.Personal Finance | Covered | 8 | 1 | 22 | 0 | Covered by 1 topic (8 questions, 1 materials, 22 cards, 0 videos). |
| j. Knows how to manage personal finances (budgets, savings and investment, credit, and taxes) to achieve financial goals. | BUS.Personal Finance | Covered | 8 | 1 | 22 | 0 | Covered by 1 topic (8 questions, 1 materials, 22 cards, 0 videos). |
| k. Understands the use and responsibilities of financial-service providers. | BUS.Personal Finance | Covered | 8 | 1 | 22 | 0 | Covered by 1 topic (8 questions, 1 materials, 22 cards, 0 videos). |
| l. Knows how to compare and contrast investment strategies. | BUS.Investing | Covered | 6 | 1 | 19 | 0 | Covered by 1 topic (6 questions, 1 materials, 19 cards, 0 videos). |
| m. Knows how to identify potential business threats and opportunities. | BUS.Investing | Covered | 6 | 1 | 19 | 0 | Covered by 1 topic (6 questions, 1 materials, 19 cards, 0 videos). |
| n. Knows how to acquire and manage personal credit (e.g., student loans and car loans). | BUS.Personal Finance | Covered | 8 | 1 | 22 | 0 | Covered by 1 topic (8 questions, 1 materials, 22 cards, 0 videos). |
| o. Knows how to ensure solvency by using budgets, financial statements and cost-benefit analyses to manage financial resources. | BUS.Managing Financial Resources | Covered | 7 | 1 | 8 | 0 | Covered by 1 topic (7 questions, 1 materials, 8 cards, 0 videos). |
| p. Understands the function of financial markets. | BUS.Financial Markets | Covered | 7 | 1 | 9 | 0 | Covered by 1 topic (7 questions, 1 materials, 9 cards, 0 videos). |
| q. Understands the theory and application for efficient financial markets. | BUS.Financial Markets | Covered | 7 | 1 | 9 | 0 | Covered by 1 topic (7 questions, 1 materials, 9 cards, 0 videos). |
| r. Understands how debt and equity are used to raise capital. | BUS.Raising Capital | Covered | 0 | 1 | 13 | 0 | Covered by 1 topic (0 questions, 1 materials, 13 cards, 0 videos). |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Understands the fundamentals of banking and financial services, including bankruptcy, mergers and acquisitions. | BUS.Banking and Financial Fundamentals | Covered | 7 | 1 | 30 | 0 | Covered by 1 topic (7 questions, 1 materials, 30 cards, 0 videos). |
| b. Knows how to evaluate the role of global banking in the modern economy including the roles of the Federal Reserve Bank and other financial institutions. | BUS.Global Banking | Covered | 7 | 1 | 7 | 0 | Covered by 1 topic (7 questions, 1 materials, 7 cards, 0 videos). |
| c. Understands banking processes and services, including security and risk management. | BUS.Banking and Financial Fundamentals | Covered | 7 | 1 | 30 | 0 | Covered by 1 topic (7 questions, 1 materials, 30 cards, 0 videos). |
| d. Understands the roles and responsibilities of positions in the banking services industry, including educational requirements. | BUS.Banking and Financial Fundamentals | Covered | 7 | 1 | 30 | 0 | Covered by 1 topic (7 questions, 1 materials, 30 cards, 0 videos). |
| e. Understands how to influence current and future business by identifying and meeting client needs. | BUS.Client Relationships | Covered | 7 | 1 | 8 | 0 | Covered by 1 topic (7 questions, 1 materials, 8 cards, 0 videos). |
| f. Understands how to manage day-to-day activities in order to ensure secure business operations involving the Federal Reserve System, loan underwriting and real estate. | BUS.Banking Operations | Covered | 7 | 1 | 12 | 0 | Covered by 1 topic (7 questions, 1 materials, 12 cards, 0 videos). |
| g. Understands how laws and regulations (e.g., regulatory changes and bankruptcy law) affect business operations and transactions in the banking-services industry. | BUS.Banking Operations | Covered | 7 | 1 | 12 | 0 | Covered by 1 topic (7 questions, 1 materials, 12 cards, 0 videos). |
| h. Knows how financial institutions build positive customer relationships (including giving lectures, seminars, and forums) that enhance their image. | BUS.Client Relationships | Covered | 7 | 1 | 8 | 0 | Covered by 1 topic (7 questions, 1 materials, 8 cards, 0 videos). |
| i. Understands how to leverage financial resources to enhance banking performance. | BUS.Utilizing Resources and Systems | Partially covered | 7 | 1 | 3 | 0 | Partial coverage by 1 topic (7 questions, 1 materials, 3 cards, 0 videos); limited supporting content. |
| j. Understands the purpose of and knows how to utilize banking information systems. | BUS.Utilizing Resources and Systems | Partially covered | 7 | 1 | 3 | 0 | Partial coverage by 1 topic (7 questions, 1 materials, 3 cards, 0 videos); limited supporting content. |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Understands the fundamentals of securities and investments. | BUS.Securities and Investments | Covered | 6 | 1 | 10 | 0 | Covered by 1 topic (6 questions, 1 materials, 10 cards, 0 videos). |
| b. Knows how to utilize financial resources effectively to discharge duties and responsibilities. | BUS.Effective Use of Financial Resources | Covered | 7 | 1 | 5 | 0 | Covered by 1 topic (7 questions, 1 materials, 5 cards, 0 videos). |
| c. Understands how a broad array of securities information can be used to identify viable investments. | BUS.Securities and Investments | Covered | 6 | 1 | 10 | 0 | Covered by 1 topic (6 questions, 1 materials, 10 cards, 0 videos). |
| d. Knows how to select client investments and calculate asset values. | BUS.Effective Use of Financial Resources | Covered | 7 | 1 | 5 | 0 | Covered by 1 topic (7 questions, 1 materials, 5 cards, 0 videos). |
| e. Understands how businesses manage day-to-day securities and investments operations to ensure optimal business functioning. | BUS.Securities and Investments | Covered | 6 | 1 | 10 | 0 | Covered by 1 topic (6 questions, 1 materials, 10 cards, 0 videos). |
| f. Understands the use of career-planning concepts, tools and strategies to pursue a securities and investments career. | BUS.Financial Careers | Covered | 7 | 1 | 10 | 0 | Covered by 1 topic (7 questions, 1 materials, 10 cards, 0 videos). |
| g. Identifies licensing and certification programs in the financial services business. | BUS.Financial Careers | Covered | 7 | 1 | 10 | 0 | Covered by 1 topic (7 questions, 1 materials, 10 cards, 0 videos). |
| h. Understands the acquisition and sale of securities, real estate and other investments. | BUS.Securities and Investments | Covered | 6 | 1 | 10 | 0 | Covered by 1 topic (6 questions, 1 materials, 10 cards, 0 videos). |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Demonstrates a comprehensive understanding of the insurance industry and its role in society. | BUS.Insurance Industry Fundamentals | Covered | 13 | 1 | 36 | 0 | Covered by 1 topic (13 questions, 1 materials, 36 cards, 0 videos). |
| b. Knows how to describe careers in insurance. | BUS.Insurance Careers | Covered | 10 | 1 | 17 | 0 | Covered by 1 topic (10 questions, 1 materials, 17 cards, 0 videos). |
| c. Understands practices that ensure compliance with insurance industry regulations. | BUS.Insurance Regulations | Covered | 10 | 1 | 26 | 0 | Covered by 1 topic (10 questions, 1 materials, 26 cards, 0 videos). |
| d. Understands legal concepts pertinent to the insurance industry. | BUS.Insurance Regulations | Covered | 10 | 1 | 26 | 0 | Covered by 1 topic (10 questions, 1 materials, 26 cards, 0 videos). |
| e. Knows how to assess the risk posed by potential clients in order to make informed approval and denial decisions. | BUS.Risk Management and Claim Processing | Covered | 10 | 1 | 6 | 0 | Covered by 1 topic (10 questions, 1 materials, 6 cards, 0 videos). |
| f. Understands how to use information technology tools effectively to underwrite an insurance policy. | BUS.Insurance Policies | Covered | 10 | 1 | 2 | 0 | Covered by 1 topic (10 questions, 1 materials, 2 cards, 0 videos). |
| g. Knows how to use information and investigative techniques to identify fraud. | BUS.Risk Management and Claim Processing | Covered | 10 | 1 | 6 | 0 | Covered by 1 topic (10 questions, 1 materials, 6 cards, 0 videos). |
| h. Understands how agency and company policies are managed, to ensure a firm’s financial well-being. | BUS.Insurance Policies | Covered | 10 | 1 | 2 | 0 | Covered by 1 topic (10 questions, 1 materials, 2 cards, 0 videos). |
| i. Knows how to effectively process a claim consistent with client obligations. | BUS.Risk Management and Claim Processing | Covered | 10 | 1 | 6 | 0 | Covered by 1 topic (10 questions, 1 materials, 6 cards, 0 videos). |
| j. Knows how to evaluate current client insurance policies and risk-management needs. | BUS.Insurance Policies | Covered | 10 | 1 | 2 | 0 | Covered by 1 topic (10 questions, 1 materials, 2 cards, 0 videos). |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Applies basic accounting concepts (e.g., accounting cycle, T-accounts). | BUS.Basic Accounting Concepts | Covered | 12 | 1 | 38 | 0 | Covered by 1 topic (12 questions, 1 materials, 38 cards, 0 videos). |
| b. Understands how accounting systems can ensure the fiscal stability of businesses. | BUS.Accounting Systems and Financial Statements | Covered | 8 | 1 | 17 | 0 | Covered by 1 topic (8 questions, 1 materials, 17 cards, 0 videos). |
| c. Understands how career-planning concepts, tools and strategies can be used to explore accounting careers. | BUS.Accounting Careers | Covered | 8 | 1 | 1 | 0 | Covered by 1 topic (8 questions, 1 materials, 1 cards, 0 videos). |
| d. Utilizes equations, graphical representations, accounting tools, strategies and systems in real-world situations to manage financial resources. | BUS.Basic Accounting - Math | Covered | 18 | 1 | 20 | 0 | Covered by 1 topic (18 questions, 1 materials, 20 cards, 0 videos). |
| e. Understands how accounting procedures affect financial statements. | BUS.Accounting Systems and Financial Statements | Covered | 8 | 1 | 17 | 0 | Covered by 1 topic (8 questions, 1 materials, 17 cards, 0 videos). |
| f. Knows how to maintain cash controls (including petty cash). | BUS.Basic Accounting Concepts | Covered | 12 | 1 | 38 | 0 | Covered by 1 topic (12 questions, 1 materials, 38 cards, 0 videos). |
| g. Understands how accounting is used in a merchandising business. | BUS.Merchandising and Inventory | Covered | 10 | 1 | 29 | 0 | Covered by 1 topic (10 questions, 1 materials, 29 cards, 0 videos). |
| h. Knows how to manage accounts payable and accounts receivable. | BUS.Basic Accounting Concepts | Covered | 12 | 1 | 38 | 0 | Covered by 1 topic (12 questions, 1 materials, 38 cards, 0 videos). |
| i. Understands how inventory records are maintained and how they are used to track the location, quantity and value of current assets. | BUS.Merchandising and Inventory | Covered | 10 | 1 | 29 | 0 | Covered by 1 topic (10 questions, 1 materials, 29 cards, 0 videos). |
| j. Understands payroll procedures required to calculate, record and distribute payroll earnings. | BUS.Basic Accounting Concepts | Covered | 12 | 1 | 38 | 0 | Covered by 1 topic (12 questions, 1 materials, 38 cards, 0 videos). |
| k. Understands how to track cash flow regarding articles of incorporation, balance sheets and income statements, equity and retained earnings, and dividends. | BUS.Accounting Systems and Financial Statements | Covered | 8 | 1 | 17 | 0 | Covered by 1 topic (8 questions, 1 materials, 17 cards, 0 videos). |
| l. Understands statutory and regulatory constraints on managing business operations and transactions. | BUS.Accounting and Business Management | Covered | 8 | 1 | 1 | 0 | Covered by 1 topic (8 questions, 1 materials, 1 cards, 0 videos). |
| m. Knows how to gather and utilize financial information to enhance decision making. | BUS.Accounting and Business Management | Covered | 8 | 1 | 1 | 0 | Covered by 1 topic (8 questions, 1 materials, 1 cards, 0 videos). |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Demonstrates how to use equations, graphical representations, accounting tools, strategies and systems to manage financial resources. | BUS.Advanced Accounting - Math | Covered | 10 | 1 | 8 | 0 | Covered by 1 topic (10 questions, 1 materials, 8 cards, 0 videos). |
| b. Understands the use of statistic analysis (probability, confidence intervals, etc.) to assess business opportunities. | BUS.Statistical Analysis | Covered | 10 | 1 | 3 | 0 | Covered by 1 topic (10 questions, 1 materials, 3 cards, 0 videos). |
| c. Understands corporate and managerial accounting functions.Understands corporate and managerial accounting functions. | BUS.Advanced Accounting Concepts | Covered | 11 | 1 | 18 | 0 | Covered by 1 topic (11 questions, 1 materials, 18 cards, 0 videos). |
| d. Understands how to utilize accounting procedures in equity and fixed income transactions. | BUS.Advanced Accounting Concepts | Covered | 11 | 1 | 18 | 0 | Covered by 1 topic (11 questions, 1 materials, 18 cards, 0 videos). |
| e. Understands the role of accounting in financial statement analysis. | BUS.Financial Statements and Budget Reports | Covered | 10 | 1 | 10 | 0 | Covered by 1 topic (10 questions, 1 materials, 10 cards, 0 videos). |
| f. Understands how to prepare budget reports that enhance decision making. | BUS.Financial Statements and Budget Reports | Covered | 10 | 1 | 10 | 0 | Covered by 1 topic (10 questions, 1 materials, 10 cards, 0 videos). |
| g. Understands the regulatory requirements for managing business operations and can discuss recent examples of mismanagement. | BUS.Regulatory Requirements | Covered | 9 | 1 | 6 | 0 | Covered by 1 topic (9 questions, 1 materials, 6 cards, 0 videos). |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Understands and demonstrates a thorough understanding of the tools and application of financial analysis. | BUS.Financial Analysis | Covered | 10 | 1 | 26 | 0 | Covered by 1 topic (10 questions, 1 materials, 26 cards, 0 videos). |
| b. Understands how accounting systems ensure the fiscal stability of businesses. | BUS.Financial Analysis | Covered | 10 | 1 | 26 | 0 | Covered by 1 topic (10 questions, 1 materials, 26 cards, 0 videos). |
| c. Understands tools, strategies and systems used to manage financial resources to ensure solvency. | BUS.Financial Analysis | Covered | 10 | 1 | 26 | 0 | Covered by 1 topic (10 questions, 1 materials, 26 cards, 0 videos). |
| d. Demonstrates mathematical knowledge and skills required to pursue the full range of postsecondary education and career opportunities. | BUS.Mathematical Knowledge and Skills | Covered | 9 | 1 | 0 | 0 | Covered by 1 topic (9 questions, 1 materials, 0 cards, 0 videos). |
| e. Knows how to use financial ratios to assess company performance. | BUS.Financial Analysis | Covered | 10 | 1 | 26 | 0 | Covered by 1 topic (10 questions, 1 materials, 26 cards, 0 videos). |
| f. Understands the use of financial statement analysis. | BUS.Financial Analysis | Covered | 10 | 1 | 26 | 0 | Covered by 1 topic (10 questions, 1 materials, 26 cards, 0 videos). |
| g. Employs critical-thinking skills independently and in teams. | BUS.Financial Analysis | Covered | 10 | 1 | 26 | 0 | Covered by 1 topic (10 questions, 1 materials, 26 cards, 0 videos). |
| h. Understands the role of information technology and its mission-critical applications. | BUS.Financial Analysis | Covered | 10 | 1 | 26 | 0 | Covered by 1 topic (10 questions, 1 materials, 26 cards, 0 videos). |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Understands and can apply the fundamentals of probability to solve business problems. | BUS.Probability | Covered | 10 | 1 | 6 | 0 | Covered by 1 topic (10 questions, 1 materials, 6 cards, 0 videos). |
| b. Understands how career-planning concepts, tools and strategies can be used to explore a career in risk management. | BUS.Risk Management Careers | Covered | 10 | 1 | 4 | 0 | Covered by 1 topic (10 questions, 1 materials, 4 cards, 0 videos). |
| c. Demonstrates an understanding of how financial resources (such as capital budgeting, depreciation, cash flows, net present value, asset management and restructuring) are used to limit risk and to ensure business stability. | BUS.Risk Management | Covered | 12 | 1 | 36 | 0 | Covered by 1 topic (12 questions, 1 materials, 36 cards, 0 videos). |
| d. Understands how businesses employ enterprise risk-management strategies and corporate finance techniques to minimize their business loss. | BUS.Risk Management | Covered | 12 | 1 | 36 | 0 | Covered by 1 topic (12 questions, 1 materials, 36 cards, 0 videos). |
| e. Knows how to select financial information to be used in statistical tools (e.g., confidence intervals, probability models) to enhance risk management. | BUS.Risk Management | Covered | 12 | 1 | 36 | 0 | Covered by 1 topic (12 questions, 1 materials, 36 cards, 0 videos). |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Understands types of business ownership and their characteristics (e.g., sole proprietorships, partnerships, corporations, centralized versus decentralized, retail versus wholesale, franchises). | BUS.Types of Business Ownership | Covered | 12 | 1 | 15 | 0 | Covered by 1 topic (12 questions, 1 materials, 15 cards, 0 videos). |
| b. Understands procedures for creating and carrying out business plans. | BUS.Entrepreneurship | Covered | 13 | 1 | 15 | 0 | Covered by 1 topic (13 questions, 1 materials, 15 cards, 0 videos). |
| c. Knows how to identify entrepreneurial opportunities and the benefits and liabilities of starting a business. | BUS.Entrepreneurship | Covered | 13 | 1 | 15 | 0 | Covered by 1 topic (13 questions, 1 materials, 15 cards, 0 videos). |
| d. Understands and implements basic marketing concepts, functions, methods and promotion (advertising, including event-based selling and visual merchandising). | BUS.Basic Marketing Concepts | Covered | 15 | 1 | 30 | 0 | Covered by 1 topic (15 questions, 1 materials, 30 cards, 0 videos). |
| e. Understands and implements demand management strategies (e.g., inventory management). | BUS.Demand Management | Covered | 10 | 1 | 14 | 0 | Covered by 1 topic (10 questions, 1 materials, 14 cards, 0 videos). |
| f. Knows how to manage day-to-day activities to ensure efficient purchasing and quality control. | BUS.Demand Management | Covered | 10 | 1 | 14 | 0 | Covered by 1 topic (10 questions, 1 materials, 14 cards, 0 videos). |
| g. Understands procedures for determining financial start-up projections and methods for generating various types of capital. | BUS.Financial Forecasting | Covered | 10 | 1 | 12 | 0 | Covered by 1 topic (10 questions, 1 materials, 12 cards, 0 videos). |
| h. Understands the changing nature of business (e.g., technological changes, cultural diversity, global resources and competition). | BUS.Changing Nature of Business | Covered | 9 | 1 | 7 | 0 | Covered by 1 topic (9 questions, 1 materials, 7 cards, 0 videos). |
| i. Applies knowledge of financial accounting to evaluate alternative business options and make good business decisions. | BUS.Decision Making - Financial Accounting | Covered | 11 | 1 | 16 | 0 | Covered by 1 topic (11 questions, 1 materials, 16 cards, 0 videos). |
| j. Compares business financing opportunities and investments and understands the services provided by banks and financial institutions. | BUS.Financing and Investments | Covered | 5 | 1 | 14 | 0 | Covered by 1 topic (5 questions, 1 materials, 14 cards, 0 videos). |
| k. Knows how to use research techniques effectively to identify and utilize information. | BUS.Marketing Research Techniques | Covered | 7 | 1 | 12 | 0 | Covered by 1 topic (7 questions, 1 materials, 12 cards, 0 videos). |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Knows the history and understands the role of management. | BUS.History of Management | Covered | 2 | 1 | 13 | 0 | Covered by 1 topic (2 questions, 1 materials, 13 cards, 0 videos). |
| b. Understands the effective application of various functions of management (e.g., planning, organizing, leading, controlling, staffing and project management). | BUS.Role of Management | Partially covered | 3 | 1 | 6 | 0 | Partial coverage by 1 topic (3 questions, 1 materials, 6 cards, 0 videos); limited supporting content. |
| c. Understands and can apply various management and motivational theories, including the management pyramid. | BUS.Management and Motivation | Covered | 3 | 1 | 10 | 0 | Covered by 1 topic (3 questions, 1 materials, 10 cards, 0 videos). |
| d. Understands the selling process and market structures (e.g., brick-and-mortar, hybrid, e-commerce). | BUS.Selling Process; BUS.Market Structures | Covered | 11 | 2 | 17 | 0 | Covered by 2 topics (11 questions, 2 materials, 17 cards, 0 videos). |
| e. Understands the theory and application of quality management. | BUS.Quality Management | Partially covered | 3 | 1 | 0 | 0 | Partial coverage by 1 topic (3 questions, 1 materials, 0 cards, 0 videos); limited supporting content. |
| f. Applies social and behavioral theories and principles to analyze group structures and behaviors. | BUS.Market Research | Covered | 10 | 1 | 39 | 0 | Covered by 1 topic (10 questions, 1 materials, 39 cards, 0 videos). |
| g. Knows how to evaluate leadership styles and their effectiveness in addressing various business needs and goals. | BUS.Leadership Styles | Covered | 10 | 1 | 12 | 0 | Covered by 1 topic (10 questions, 1 materials, 12 cards, 0 videos). |
| h. Knows how to evaluate management practices that promote flexibility and adaptability in a global business environment. | BUS.Management Practices | Covered | 5 | 1 | 11 | 0 | Covered by 1 topic (5 questions, 1 materials, 11 cards, 0 videos). |
| i. Knows how to conduct technical research to secure information necessary for decision making. | BUS.Market Research | Covered | 10 | 1 | 39 | 0 | Covered by 1 topic (10 questions, 1 materials, 39 cards, 0 videos). |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Understands how to plan, staff and organize human resources to enhance productivity and satisfaction. | BUS.Human Relations and Resource Management | Covered | 10 | 1 | 3 | 0 | Covered by 1 topic (10 questions, 1 materials, 3 cards, 0 videos). |
| b. Understands the role of human relations and resource management and can apply basic principles and procedures of global human resource planning. | BUS.Human Relations and Resource Management | Covered | 10 | 1 | 3 | 0 | Covered by 1 topic (10 questions, 1 materials, 3 cards, 0 videos). |
| c. Understands how to implement a compensation system. | BUS.Compensation | Covered | 10 | 1 | 19 | 0 | Covered by 1 topic (10 questions, 1 materials, 19 cards, 0 videos). |
| d. Understands the legal and regulatory requirements of a compensation program. | BUS.Compensation | Covered | 10 | 1 | 19 | 0 | Covered by 1 topic (10 questions, 1 materials, 19 cards, 0 videos). |
| e. Understands how to implement different types of compensation (e.g., pay for performance, hourly pay, salaried pay). | BUS.Compensation | Covered | 10 | 1 | 19 | 0 | Covered by 1 topic (10 questions, 1 materials, 19 cards, 0 videos). |
| f. Understands the economic and social benefits of a well-designed workplace. | BUS.The Workplace and Productivity | Covered | 0 | 1 | 11 | 0 | Covered by 1 topic (0 questions, 1 materials, 11 cards, 0 videos). |
| g. Understands the role of organized labor and its influence on business, including collective bargaining, grievance and arbitration. | BUS.Labor and Employee Rights | Covered | 10 | 1 | 6 | 0 | Covered by 1 topic (10 questions, 1 materials, 6 cards, 0 videos). |
| h. Understands the balance between employee privacy rights and employer obligations to provide a safe working environment. | BUS.Labor and Employee Rights | Covered | 10 | 1 | 6 | 0 | Covered by 1 topic (10 questions, 1 materials, 6 cards, 0 videos). |
| i. Recognizes and applies methods of employee recruitment and selection, staff evaluation and employee training and development in accordance with state and federal regulations (e.g., Equal Employment Opportunity Act, Americans with Disabilities Act). | BUS.Employee Recruitment and Selection | Partially covered | 0 | 1 | 9 | 0 | Partial coverage by 1 topic (0 questions, 1 materials, 9 cards, 0 videos); limited supporting content. |
| j. Understands factors that affect productivity (e.g., interaction of people and technology, employee attitudes and motivation). | BUS.The Workplace and Productivity | Covered | 0 | 1 | 11 | 0 | Covered by 1 topic (0 questions, 1 materials, 11 cards, 0 videos). |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Understands the role of personal and business ethics in both conventional and cyber behavior (e.g., distinguishes between ethical and legal choices and ethical and unethical choices). | BUS.Business Ethics | Covered | 17 | 1 | 30 | 0 | Covered by 1 topic (17 questions, 1 materials, 30 cards, 0 videos). |
| b. Analyzes ethical considerations of business situations. | BUS.Business Ethics | Covered | 17 | 1 | 30 | 0 | Covered by 1 topic (17 questions, 1 materials, 30 cards, 0 videos). |
| c. Understands the social responsibilities of businesses regarding the environment, health, safety and diversity. | BUS.Social Responsibility and Public Relations | Covered | 17 | 1 | 13 | 0 | Covered by 1 topic (17 questions, 1 materials, 13 cards, 0 videos). |
| d. Recognizes the connection between good public relations and a community’s perception of ethical standards in business, and analyzes factors affecting decisions. | BUS.Social Responsibility and Public Relations | Covered | 17 | 1 | 13 | 0 | Covered by 1 topic (17 questions, 1 materials, 13 cards, 0 videos). |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Knows the legal requirements for forming, operating and dissolving different types of businesses. | BUS.Legal Requirements | Covered | 17 | 1 | 9 | 0 | Covered by 1 topic (17 questions, 1 materials, 9 cards, 0 videos). |
| b. Understands statutory restrictions on retail and commercial sales, including e-commerce (e.g., Federal Trade Commission Act, the Uniform Commercial Code). | BUS.Statutory Rights and Restrictions | Covered | 17 | 1 | 24 | 0 | Covered by 1 topic (17 questions, 1 materials, 24 cards, 0 videos). |
| c. Understands the nature and significance of contracts, torts and crimes. | BUS.Statutory Rights and Restrictions | Covered | 17 | 1 | 24 | 0 | Covered by 1 topic (17 questions, 1 materials, 24 cards, 0 videos). |
| d. Understands employee and consumer statutory rights and protections (e.g., consumer protection laws, Americans with Disabilities Act, organized labor laws, workplace safety legislation). | BUS.Statutory Rights and Restrictions | Covered | 17 | 1 | 24 | 0 | Covered by 1 topic (17 questions, 1 materials, 24 cards, 0 videos). |
| e. Understands how different jurisdictions influence different legal issues in business situations (e.g., the legal responsibility of individuals for the acts of a business organization, issues related to trademark and copyright laws). | BUS.Business Legalities and Regulations | Covered | 17 | 1 | 23 | 0 | Covered by 1 topic (17 questions, 1 materials, 23 cards, 0 videos). |
| f. Understands the role of government regulations in the workplace (e.g., Environmental Protection Agency (EPA), Occupational Safety and Health Administration (OSHA). | BUS.Business Legalities and Regulations | Covered | 17 | 1 | 23 | 0 | Covered by 1 topic (17 questions, 1 materials, 23 cards, 0 videos). |
| g. Knows how to use appropriate online technology to research cases dealing with relevant business-related cases. | BUS.Business Case Research | Covered | 12 | 1 | 5 | 0 | Covered by 1 topic (12 questions, 1 materials, 5 cards, 0 videos). |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Knows how to identify multicultural business opportunities and competitive factors that affect the global business environment (e.g., social, cultural, political, legal, geographic and economic factors). | BUS.International Business | Covered | 18 | 1 | 6 | 0 | Covered by 1 topic (18 questions, 1 materials, 6 cards, 0 videos). |
| b. Understands the potential impact of changes in currency exchange rates, inflation and interest rates. | BUS.Inflation, Interest, and Exchange Rates | Covered | 17 | 1 | 19 | 0 | Covered by 1 topic (17 questions, 1 materials, 19 cards, 0 videos). |
| c. Understands the structure and purpose of the European Union and the relationship between international trade and the global economy. | BUS.European Union | Covered | 12 | 1 | 18 | 0 | Covered by 1 topic (12 questions, 1 materials, 18 cards, 0 videos). |
| d. Recognizes major trends and developments in international business. | BUS.International Business | Covered | 18 | 1 | 6 | 0 | Covered by 1 topic (18 questions, 1 materials, 6 cards, 0 videos). |
| e. Understands the relationship between foreign trade and taxation policy and tariffs. | BUS.Inflation, Interest, and Exchange Rates | Covered | 17 | 1 | 19 | 0 | Covered by 1 topic (17 questions, 1 materials, 19 cards, 0 videos). |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Understands basic elements of effective business communication (e.g., communication process; barriers to communication; communication channels, including social media; issues of cross-cultural business transactions) as well as how to nurture customer relationships by communicating effectively. | BUS.Business Communication | Covered | 27 | 1 | 6 | 0 | Covered by 1 topic (27 questions, 1 materials, 6 cards, 0 videos). |
| b. Engages in appropriate oral, written, nonverbal and visual communication such as presentations and videoconferencing (including tables, graphs and charts). | BUS.Business Communication | Covered | 27 | 1 | 6 | 0 | Covered by 1 topic (27 questions, 1 materials, 6 cards, 0 videos). |
| c. Knows how to input data and produce documents effectively. | BUS.Producing and Using Documents | Covered | 12 | 1 | 23 | 0 | Covered by 1 topic (12 questions, 1 materials, 23 cards, 0 videos). |
| d. Uses current and emerging technologies to produce business documents. | BUS.Producing and Using Documents | Covered | 12 | 1 | 23 | 0 | Covered by 1 topic (12 questions, 1 materials, 23 cards, 0 videos). |
| e. Knows how to use references and appropriately documents information from secondary sources. | BUS.Producing and Using Documents | Covered | 12 | 1 | 23 | 0 | Covered by 1 topic (12 questions, 1 materials, 23 cards, 0 videos). |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Navigates networks effectively to locate and exchange information. | BUS.Using Computers | Covered | 8 | 1 | 13 | 0 | Covered by 1 topic (8 questions, 1 materials, 13 cards, 0 videos). |
| b. Knows how to employ document-creation software to create and publish business-related documents (e.g., instructional manuals, business brochures). | BUS.Using Computers | Covered | 8 | 1 | 13 | 0 | Covered by 1 topic (8 questions, 1 materials, 13 cards, 0 videos). |
| c. Understands how operating systems perform a variety of tasks (e.g., organizing and maintaining files, exporting data). | BUS.Using Computers | Covered | 8 | 1 | 13 | 0 | Covered by 1 topic (8 questions, 1 materials, 13 cards, 0 videos). |
| d. Understands options and procedures for exchanging information via telecommunications software (e.g., appropriate telecommunications methods for different situations, correct etiquette when using telecommunications). | BUS.Telecommunications | Covered | 10 | 1 | 2 | 0 | Covered by 1 topic (10 questions, 1 materials, 2 cards, 0 videos). |
| e. Knows how to implement procedures for producing business documents using current and emerging technology (e.g., uses document-creation, spreadsheet and database software; uses correct proofreading symbols and procedures; produces reports containing text and graphics). | BUS.Using Computers | Covered | 8 | 1 | 13 | 0 | Covered by 1 topic (8 questions, 1 materials, 13 cards, 0 videos). |
| f. Understands health, ergonomic and safety issues related to the use of computer technology. | BUS.Computer Health and Safety | Covered | 9 | 1 | 2 | 0 | Covered by 1 topic (9 questions, 1 materials, 2 cards, 0 videos). |
| g. Understands the use of multiplatform design software to develop websites. | BUS.Website Development | Covered | 10 | 1 | 6 | 0 | Covered by 1 topic (10 questions, 1 materials, 6 cards, 0 videos). |
| h. Applies procedures for importing graphics, sound, video and text into documents to produce multiplatform presentation products. | BUS.Business Presentations | Covered | 10 | 1 | 8 | 0 | Covered by 1 topic (10 questions, 1 materials, 8 cards, 0 videos). |
| i. Applies skills for researching and developing effective business presentations (such as multimedia presentations) that use a variety of sources, including big data. | BUS.Business Presentations | Covered | 10 | 1 | 8 | 0 | Covered by 1 topic (10 questions, 1 materials, 8 cards, 0 videos). |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Understands computer terminology and concepts. | BUS.Computer Terminology | Covered | 9 | 1 | 7 | 0 | Covered by 1 topic (9 questions, 1 materials, 7 cards, 0 videos). |
| b. Knows how to effectively select, evaluate, install and upgrade computer hardware and software. | BUS.Hardware and Software | Covered | 9 | 1 | 11 | 0 | Covered by 1 topic (9 questions, 1 materials, 11 cards, 0 videos). |
| c. Understands how to identify emerging technologies and potential trends. | BUS.Technology Trends | Covered | 9 | 1 | 8 | 0 | Covered by 1 topic (9 questions, 1 materials, 8 cards, 0 videos). |
| d. Understands the role of information technology in specific business contexts (e.g., product design, procurement, manufacturing, sales and marketing, inventory, product delivery, customer service, finance). | BUS.Technology in Business | Covered | 11 | 1 | 27 | 0 | Covered by 1 topic (11 questions, 1 materials, 27 cards, 0 videos). |
| e. Knows how to manage computer assets (e.g., developing a technology plan, troubleshooting and repairing software and hardware, customizing software, evaluating software and hardware, keeping an inventory of computer components and peripherals). | BUS.Managing Computer Assets | Covered | 10 | 1 | 4 | 0 | Covered by 1 topic (10 questions, 1 materials, 4 cards, 0 videos). |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Understands the nature and role of e-commerce. | BUS.Online Businesses | Covered | 10 | 1 | 16 | 0 | Covered by 1 topic (10 questions, 1 materials, 16 cards, 0 videos). |
| b. Knows how to create and manage an online business. | BUS.Online Businesses | Covered | 10 | 1 | 16 | 0 | Covered by 1 topic (10 questions, 1 materials, 16 cards, 0 videos). |
| c. Applies skills for managing information (e.g., maintaining systems for document and information storage, including the cloud, and retrieval; developing and maintaining systems for electronic filing). | BUS.Information Technology | Covered | 10 | 1 | 9 | 0 | Covered by 1 topic (10 questions, 1 materials, 9 cards, 0 videos). |
| d. Solves business problems by utilizing information technology (e.g., word processing applications, spreadsheets, databases, multimedia, web design, computer programming and graphic design). | BUS.Information Technology | Covered | 10 | 1 | 9 | 0 | Covered by 1 topic (10 questions, 1 materials, 9 cards, 0 videos). |
| e. Understands the impact of information and communication technology on business and society. | BUS.Impact of Technology | Covered | 10 | 1 | 3 | 0 | Covered by 1 topic (10 questions, 1 materials, 3 cards, 0 videos). |
| f. Applies database technology to manipulate (e.g., store, query, retrieve) data and to design databases for solving business problems. | BUS.Database Technology | Covered | 10 | 1 | 7 | 0 | Covered by 1 topic (10 questions, 1 materials, 7 cards, 0 videos). |
| g. Employs data-mining methods to identify and evaluate trends and patterns to improve business decision making. | BUS.Database Technology | Covered | 10 | 1 | 7 | 0 | Covered by 1 topic (10 questions, 1 materials, 7 cards, 0 videos). |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Identifies social, ethical, and legal issues relevant to confidentiality (e.g., cybercrimes and identity theft). | BUS.Technology and Confidentiality | Covered | 10 | 1 | 1 | 0 | Covered by 1 topic (10 questions, 1 materials, 1 cards, 0 videos). |
| b. Understands issues and procedures for maintaining data security. (e.g., firewalls, virus protection software). | BUS.Data Security | Covered | 10 | 1 | 12 | 0 | Covered by 1 topic (10 questions, 1 materials, 12 cards, 0 videos). |
| c. Understands procedures for ensuring the accuracy and integrity of data. | BUS.Data Accuracy and Integrity | Covered | 10 | 1 | 6 | 0 | Covered by 1 topic (10 questions, 1 materials, 6 cards, 0 videos). |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Understands how to link classroom learning with work-based learning and incorporate relevant experiences into the business curriculum. | BUS.Work-Based Learning Models | Covered | 13 | 1 | 10 | 0 | Covered by 1 topic (13 questions, 1 materials, 10 cards, 0 videos). |
| b. Understands the laws and regulations relating to employment, including Equal Employment Opportunity Commission (EEOC) rules and safety regulations and procedures. | BUS.Employment Laws and Regulations | Covered | 11 | 1 | 12 | 0 | Covered by 1 topic (11 questions, 1 materials, 12 cards, 0 videos). |
| c. Knows how to assist in the implementation of work-based learning models (e.g., school organizations, mentoring, networking, job shadowing, career preparation, internships and externships). | BUS.Work-Based Learning Models | Covered | 13 | 1 | 10 | 0 | Covered by 1 topic (13 questions, 1 materials, 10 cards, 0 videos). |
| d. Knows how to evaluate student progress based on work-based standards and can analyze data to determine program effectiveness. | BUS.Work-Based Learning Models | Covered | 13 | 1 | 10 | 0 | Covered by 1 topic (13 questions, 1 materials, 10 cards, 0 videos). |
| e. Identifies career opportunities in business, as well as the education, industry certifications and training requirements one needs for such careers. | BUS.Business Careers | Covered | 17 | 1 | 3 | 0 | Covered by 1 topic (17 questions, 1 materials, 3 cards, 0 videos). |
| f. Helps students transition from program completion to employment or higher education (e.g., résumé writing, practicing interview skills). | BUS.Business Careers | Covered | 17 | 1 | 3 | 0 | Covered by 1 topic (17 questions, 1 materials, 3 cards, 0 videos). |
| g. Effectively communicates how personal attributes (e.g., reliability, diligence, punctuality, motivation, attitude, digital footprint) affect career advancement and success in the workplace. | BUS.Business Careers | Covered | 17 | 1 | 3 | 0 | Covered by 1 topic (17 questions, 1 materials, 3 cards, 0 videos). |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Knows how to apply the social and human relations skills and attitudes needed to work effectively in a culturally diverse business environment. | BUS.Human Resources Foundations | Covered | 11 | 1 | 8 | 0 | Covered by 1 topic (11 questions, 1 materials, 8 cards, 0 videos). |
| b. Identifies procedures for carrying out administrative support responsibilities (e.g., scheduling, meeting planning and organization). | BUS.Human Resources Foundations | Covered | 11 | 1 | 8 | 0 | Covered by 1 topic (11 questions, 1 materials, 8 cards, 0 videos). |
| c. Knows how to select, train and retain employees. | BUS.Hiring and Retaining Employees | Covered | 11 | 1 | 3 | 0 | Covered by 1 topic (11 questions, 1 materials, 3 cards, 0 videos). |
| d. Understands compensation systems and how they are implemented. | BUS.Compensation and Benefits | Covered | 9 | 1 | 9 | 0 | Covered by 1 topic (9 questions, 1 materials, 9 cards, 0 videos). |
| e. Understands how to manage all facets of a benefits plan. | BUS.Compensation and Benefits | Covered | 9 | 1 | 9 | 0 | Covered by 1 topic (9 questions, 1 materials, 9 cards, 0 videos). |
| f. Understands employee-management relations. | BUS.Managing and Developing Employees | Covered | 11 | 1 | 7 | 0 | Covered by 1 topic (11 questions, 1 materials, 7 cards, 0 videos). |
| g. Knows how to plan, staff, lead and organize a human resources group to enhance productivity and satisfaction. | BUS.Human Resources Foundations | Covered | 11 | 1 | 8 | 0 | Covered by 1 topic (11 questions, 1 materials, 8 cards, 0 videos). |
| h. Knows how to assist with staff growth and development and trains staff on system usage. | BUS.Managing and Developing Employees | Covered | 11 | 1 | 7 | 0 | Covered by 1 topic (11 questions, 1 materials, 7 cards, 0 videos). |
| i. Implements initiatives to improve employee satisfaction. | BUS.Hiring and Retaining Employees | Covered | 11 | 1 | 3 | 0 | Covered by 1 topic (11 questions, 1 materials, 3 cards, 0 videos). |
| Official Competency | Matching 240 Topics | Alignment | Qs | Mats | Cards | Vids | Notes |
|---|---|---|---|---|---|---|---|
| a. Understands the purpose, characteristics and functions of student leadership organizations. | BUS.Student Organizations | Covered | 11 | 1 | 3 | 0 | Covered by 1 topic (11 questions, 1 materials, 3 cards, 0 videos). |
| b. Understands the roles of chapter advisors and their responsibilities to student organizations. | BUS.Student Organizations | Covered | 11 | 1 | 3 | 0 | Covered by 1 topic (11 questions, 1 materials, 3 cards, 0 videos). |
| c. Understands the importance of interacting with others in the school and community to promote a business education program (e.g., advisory committees, businesses, community agencies, postsecondary institutions, civic and service organizations, education and training organizations). | BUS.Promoting Business Education | Covered | 13 | 1 | 6 | 0 | Covered by 1 topic (13 questions, 1 materials, 6 cards, 0 videos). |
| d. Knows how to use a variety of sources and methods for developing and delivering appropriate business instruction (e.g., collaborating with other school faculty and external partners, identifying the impact of external influences and the requirements for special populations and evaluating performance standards). | BUS.Developing and Delivering Business Instruction | Covered | 12 | 1 | 12 | 0 | Covered by 1 topic (12 questions, 1 materials, 12 cards, 0 videos). |
| e. Understands the importance of participating in leadership and career-development activities. | BUS.Professional Development | Covered | 11 | 1 | 3 | 0 | Covered by 1 topic (11 questions, 1 materials, 3 cards, 0 videos). |
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