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TExES test alignment

240's TExES Business and Finance 6-12 Study Guide Is 99% Test-Aligned

240's TExES Business and Finance 6-12 study guide is built around the official exam framework so you can study what is actually tested. This page shows exactly how the guide maps to the real exam — SMR by SMR and competency by competency.

99%test-aligned
170Fully covered
5Partially covered
0Coverage gap

Based on a competency-by-competency review of the official framework and the lessons, practice questions, flashcards, videos, and study materials included in this guide.

Transparent coverage

TExES 276

Our curriculum team begins with the official test framework, identifies the knowledge and skills candidates are expected to demonstrate, and maps instruction and practice to those expectations.

01

Coverage by content domain

Lessons and questions are organized around the exam’s content areas so your preparation reflects the structure of the assessment.

02

Honest about depth

Every competency is marked covered, partially covered, or a gap, so you can see where the guide is strongest and where to add your own review.

03

Reviewed as exams change

Alignment records provide a maintainable source of truth when exam frameworks, names, or objectives are updated.

Why Test Alignment Matters for Your TExES Business and Finance 6-12 Study Guide

Certification test standards are broad, but the exam questions are very specific. Our team of curriculum experts uses the 240 Study Guide Creation Process to ensure the most aligned, specific content for your TExES Business and Finance 6-12 (276) test — so you are not wasting time on broad subject review that may not show up on exam day.

Why 240 is the best choice for the TExES 276 study guide

  • Built around the official exam framework
  • Organized by the competencies actually used on the exam
  • Shows exactly what is covered and where depth is partial
  • Includes aligned questions, flashcards, study materials, and videos
  • Helps candidates study what is actually tested instead of broad generic content

Transparent coverage is a strength. We show where the guide is strong, where depth is partial, and where a gap has been identified so you can make an informed study decision.

How to Read This Alignment Review

5Domains

175Competencies reviewed

99%Test-aligned

170Covered

5Partially covered

0Gaps

  • CoveredCompetency is comprehensively supported by the guide.
  • Partially coveredCore content is covered, but some depth gaps remain.
  • Coverage gap identifiedA content gap has been identified.

This study guide is based on the current official exam framework. We review and update alignment whenever the official framework changes so candidates are always studying current, accurate material.

Domain IPartially covered

SMR I.1 · The teacher understands and applies knowledge of money matters.63 questions · 10 materials · 149 cards · 0 videosCovered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Understands career-planning concepts, tools and strategies for pursuing a career in financial planning.BUS.Financial Planning CareersCovered7160Covered by 1 topic (7 questions, 1 materials, 6 cards, 0 videos).
b. Understands economic systems and their history, including the role of risk, private enterprise, market structures, types of currency, global integration and the Constitution of the United States.BUS.Economic SystemsCovered71240Covered by 1 topic (7 questions, 1 materials, 24 cards, 0 videos).
c. Knows how to explain the impact of taxes and monetary and fiscal policy on a free-enterprise system.BUS.Taxes and PolicyCovered71100Covered by 1 topic (7 questions, 1 materials, 10 cards, 0 videos).
d. Understands the function of prices and the concept of economic resources.BUS.Economic ConceptsCovered71260Covered by 1 topic (7 questions, 1 materials, 26 cards, 0 videos).
e. Understands economic indicators that affect financial decision making (price stability, consumer spending, unemployment, inflation, interest rates, the business cycle and gross domestic product).BUS.Economic ConceptsCovered71260Covered by 1 topic (7 questions, 1 materials, 26 cards, 0 videos).
f. Knows how to assess the impact of exchange rates and cultural and social environments.BUS.Foreign ExchangeCovered71120Covered by 1 topic (7 questions, 1 materials, 12 cards, 0 videos).
g. Understands the foreign exchange market and its economic determinants.BUS.Foreign ExchangeCovered71120Covered by 1 topic (7 questions, 1 materials, 12 cards, 0 videos).
h. Applies sociological and psychological concepts to facilitate collaborative activities.BUS.Personal FinanceCovered81220Covered by 1 topic (8 questions, 1 materials, 22 cards, 0 videos).
i. Knows how to assess personal financial needs and goals based on current and projected economic conditions.BUS.Personal FinanceCovered81220Covered by 1 topic (8 questions, 1 materials, 22 cards, 0 videos).
j. Knows how to manage personal finances (budgets, savings and investment, credit, and taxes) to achieve financial goals.BUS.Personal FinanceCovered81220Covered by 1 topic (8 questions, 1 materials, 22 cards, 0 videos).
k. Understands the use and responsibilities of financial-service providers.BUS.Personal FinanceCovered81220Covered by 1 topic (8 questions, 1 materials, 22 cards, 0 videos).
l. Knows how to compare and contrast investment strategies.BUS.InvestingCovered61190Covered by 1 topic (6 questions, 1 materials, 19 cards, 0 videos).
m. Knows how to identify potential business threats and opportunities.BUS.InvestingCovered61190Covered by 1 topic (6 questions, 1 materials, 19 cards, 0 videos).
n. Knows how to acquire and manage personal credit (e.g., student loans and car loans).BUS.Personal FinanceCovered81220Covered by 1 topic (8 questions, 1 materials, 22 cards, 0 videos).
o. Knows how to ensure solvency by using budgets, financial statements and cost-benefit analyses to manage financial resources.BUS.Managing Financial ResourcesCovered7180Covered by 1 topic (7 questions, 1 materials, 8 cards, 0 videos).
p. Understands the function of financial markets.BUS.Financial MarketsCovered7190Covered by 1 topic (7 questions, 1 materials, 9 cards, 0 videos).
q. Understands the theory and application for efficient financial markets.BUS.Financial MarketsCovered7190Covered by 1 topic (7 questions, 1 materials, 9 cards, 0 videos).
r. Understands how debt and equity are used to raise capital.BUS.Raising CapitalCovered01130Covered by 1 topic (0 questions, 1 materials, 13 cards, 0 videos).

SMR I.2 · The teacher understands and applies knowledge of banking and financial services.35 questions · 5 materials · 60 cards · 0 videosPartially covered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Understands the fundamentals of banking and financial services, including bankruptcy, mergers and acquisitions.BUS.Banking and Financial FundamentalsCovered71300Covered by 1 topic (7 questions, 1 materials, 30 cards, 0 videos).
b. Knows how to evaluate the role of global banking in the modern economy including the roles of the Federal Reserve Bank and other financial institutions.BUS.Global BankingCovered7170Covered by 1 topic (7 questions, 1 materials, 7 cards, 0 videos).
c. Understands banking processes and services, including security and risk management.BUS.Banking and Financial FundamentalsCovered71300Covered by 1 topic (7 questions, 1 materials, 30 cards, 0 videos).
d. Understands the roles and responsibilities of positions in the banking services industry, including educational requirements.BUS.Banking and Financial FundamentalsCovered71300Covered by 1 topic (7 questions, 1 materials, 30 cards, 0 videos).
e. Understands how to influence current and future business by identifying and meeting client needs.BUS.Client RelationshipsCovered7180Covered by 1 topic (7 questions, 1 materials, 8 cards, 0 videos).
f. Understands how to manage day-to-day activities in order to ensure secure business operations involving the Federal Reserve System, loan underwriting and real estate.BUS.Banking OperationsCovered71120Covered by 1 topic (7 questions, 1 materials, 12 cards, 0 videos).
g. Understands how laws and regulations (e.g., regulatory changes and bankruptcy law) affect business operations and transactions in the banking-services industry.BUS.Banking OperationsCovered71120Covered by 1 topic (7 questions, 1 materials, 12 cards, 0 videos).
h. Knows how financial institutions build positive customer relationships (including giving lectures, seminars, and forums) that enhance their image.BUS.Client RelationshipsCovered7180Covered by 1 topic (7 questions, 1 materials, 8 cards, 0 videos).
i. Understands how to leverage financial resources to enhance banking performance.BUS.Utilizing Resources and SystemsPartially covered7130Partial coverage by 1 topic (7 questions, 1 materials, 3 cards, 0 videos); limited supporting content.
j. Understands the purpose of and knows how to utilize banking information systems.BUS.Utilizing Resources and SystemsPartially covered7130Partial coverage by 1 topic (7 questions, 1 materials, 3 cards, 0 videos); limited supporting content.

SMR I.3 · The teacher understands and applies knowledge of securities and investments.20 questions · 3 materials · 25 cards · 0 videosCovered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Understands the fundamentals of securities and investments.BUS.Securities and InvestmentsCovered61100Covered by 1 topic (6 questions, 1 materials, 10 cards, 0 videos).
b. Knows how to utilize financial resources effectively to discharge duties and responsibilities.BUS.Effective Use of Financial ResourcesCovered7150Covered by 1 topic (7 questions, 1 materials, 5 cards, 0 videos).
c. Understands how a broad array of securities information can be used to identify viable investments.BUS.Securities and InvestmentsCovered61100Covered by 1 topic (6 questions, 1 materials, 10 cards, 0 videos).
d. Knows how to select client investments and calculate asset values.BUS.Effective Use of Financial ResourcesCovered7150Covered by 1 topic (7 questions, 1 materials, 5 cards, 0 videos).
e. Understands how businesses manage day-to-day securities and investments operations to ensure optimal business functioning.BUS.Securities and InvestmentsCovered61100Covered by 1 topic (6 questions, 1 materials, 10 cards, 0 videos).
f. Understands the use of career-planning concepts, tools and strategies to pursue a securities and investments career.BUS.Financial CareersCovered71100Covered by 1 topic (7 questions, 1 materials, 10 cards, 0 videos).
g. Identifies licensing and certification programs in the financial services business.BUS.Financial CareersCovered71100Covered by 1 topic (7 questions, 1 materials, 10 cards, 0 videos).
h. Understands the acquisition and sale of securities, real estate and other investments.BUS.Securities and InvestmentsCovered61100Covered by 1 topic (6 questions, 1 materials, 10 cards, 0 videos).

SMR I.4 · The teacher understands and applies knowledge of insurance operation.53 questions · 5 materials · 85 cards · 0 videosCovered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Demonstrates a comprehensive understanding of the insurance industry and its role in society.BUS.Insurance Industry FundamentalsCovered131360Covered by 1 topic (13 questions, 1 materials, 36 cards, 0 videos).
b. Knows how to describe careers in insurance.BUS.Insurance CareersCovered101170Covered by 1 topic (10 questions, 1 materials, 17 cards, 0 videos).
c. Understands practices that ensure compliance with insurance industry regulations.BUS.Insurance RegulationsCovered101260Covered by 1 topic (10 questions, 1 materials, 26 cards, 0 videos).
d. Understands legal concepts pertinent to the insurance industry.BUS.Insurance RegulationsCovered101260Covered by 1 topic (10 questions, 1 materials, 26 cards, 0 videos).
e. Knows how to assess the risk posed by potential clients in order to make informed approval and denial decisions.BUS.Risk Management and Claim ProcessingCovered10160Covered by 1 topic (10 questions, 1 materials, 6 cards, 0 videos).
f. Understands how to use information technology tools effectively to underwrite an insurance policy.BUS.Insurance PoliciesCovered10120Covered by 1 topic (10 questions, 1 materials, 2 cards, 0 videos).
g. Knows how to use information and investigative techniques to identify fraud.BUS.Risk Management and Claim ProcessingCovered10160Covered by 1 topic (10 questions, 1 materials, 6 cards, 0 videos).
h. Understands how agency and company policies are managed, to ensure a firm’s financial well-being.BUS.Insurance PoliciesCovered10120Covered by 1 topic (10 questions, 1 materials, 2 cards, 0 videos).
i. Knows how to effectively process a claim consistent with client obligations.BUS.Risk Management and Claim ProcessingCovered10160Covered by 1 topic (10 questions, 1 materials, 6 cards, 0 videos).
j. Knows how to evaluate current client insurance policies and risk-management needs.BUS.Insurance PoliciesCovered10120Covered by 1 topic (10 questions, 1 materials, 2 cards, 0 videos).

SMR I.5 · The teacher understands and applies knowledge of basic accounting.64 questions · 6 materials · 101 cards · 0 videosCovered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Applies basic accounting concepts (e.g., accounting cycle, T-accounts).BUS.Basic Accounting ConceptsCovered121380Covered by 1 topic (12 questions, 1 materials, 38 cards, 0 videos).
b. Understands how accounting systems can ensure the fiscal stability of businesses.BUS.Accounting Systems and Financial StatementsCovered81170Covered by 1 topic (8 questions, 1 materials, 17 cards, 0 videos).
c. Understands how career-planning concepts, tools and strategies can be used to explore accounting careers.BUS.Accounting CareersCovered8110Covered by 1 topic (8 questions, 1 materials, 1 cards, 0 videos).
d. Utilizes equations, graphical representations, accounting tools, strategies and systems in real-world situations to manage financial resources.BUS.Basic Accounting - MathCovered181200Covered by 1 topic (18 questions, 1 materials, 20 cards, 0 videos).
e. Understands how accounting procedures affect financial statements.BUS.Accounting Systems and Financial StatementsCovered81170Covered by 1 topic (8 questions, 1 materials, 17 cards, 0 videos).
f. Knows how to maintain cash controls (including petty cash).BUS.Basic Accounting ConceptsCovered121380Covered by 1 topic (12 questions, 1 materials, 38 cards, 0 videos).
g. Understands how accounting is used in a merchandising business.BUS.Merchandising and InventoryCovered101290Covered by 1 topic (10 questions, 1 materials, 29 cards, 0 videos).
h. Knows how to manage accounts payable and accounts receivable.BUS.Basic Accounting ConceptsCovered121380Covered by 1 topic (12 questions, 1 materials, 38 cards, 0 videos).
i. Understands how inventory records are maintained and how they are used to track the location, quantity and value of current assets.BUS.Merchandising and InventoryCovered101290Covered by 1 topic (10 questions, 1 materials, 29 cards, 0 videos).
j. Understands payroll procedures required to calculate, record and distribute payroll earnings.BUS.Basic Accounting ConceptsCovered121380Covered by 1 topic (12 questions, 1 materials, 38 cards, 0 videos).
k. Understands how to track cash flow regarding articles of incorporation, balance sheets and income statements, equity and retained earnings, and dividends.BUS.Accounting Systems and Financial StatementsCovered81170Covered by 1 topic (8 questions, 1 materials, 17 cards, 0 videos).
l. Understands statutory and regulatory constraints on managing business operations and transactions.BUS.Accounting and Business ManagementCovered8110Covered by 1 topic (8 questions, 1 materials, 1 cards, 0 videos).
m. Knows how to gather and utilize financial information to enhance decision making.BUS.Accounting and Business ManagementCovered8110Covered by 1 topic (8 questions, 1 materials, 1 cards, 0 videos).

SMR I.6 · The teacher understands and applies knowledge of advanced accounting.50 questions · 5 materials · 45 cards · 0 videosCovered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Demonstrates how to use equations, graphical representations, accounting tools, strategies and systems to manage financial resources.BUS.Advanced Accounting - MathCovered10180Covered by 1 topic (10 questions, 1 materials, 8 cards, 0 videos).
b. Understands the use of statistic analysis (probability, confidence intervals, etc.) to assess business opportunities.BUS.Statistical AnalysisCovered10130Covered by 1 topic (10 questions, 1 materials, 3 cards, 0 videos).
c. Understands corporate and managerial accounting functions.Understands corporate and managerial accounting functions.BUS.Advanced Accounting ConceptsCovered111180Covered by 1 topic (11 questions, 1 materials, 18 cards, 0 videos).
d. Understands how to utilize accounting procedures in equity and fixed income transactions.BUS.Advanced Accounting ConceptsCovered111180Covered by 1 topic (11 questions, 1 materials, 18 cards, 0 videos).
e. Understands the role of accounting in financial statement analysis.BUS.Financial Statements and Budget ReportsCovered101100Covered by 1 topic (10 questions, 1 materials, 10 cards, 0 videos).
f. Understands how to prepare budget reports that enhance decision making.BUS.Financial Statements and Budget ReportsCovered101100Covered by 1 topic (10 questions, 1 materials, 10 cards, 0 videos).
g. Understands the regulatory requirements for managing business operations and can discuss recent examples of mismanagement.BUS.Regulatory RequirementsCovered9160Covered by 1 topic (9 questions, 1 materials, 6 cards, 0 videos).

SMR I.7 · The teacher understands and applies knowledge of financial analysis to solve problem.19 questions · 2 materials · 26 cards · 0 videosCovered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Understands and demonstrates a thorough understanding of the tools and application of financial analysis.BUS.Financial AnalysisCovered101260Covered by 1 topic (10 questions, 1 materials, 26 cards, 0 videos).
b. Understands how accounting systems ensure the fiscal stability of businesses.BUS.Financial AnalysisCovered101260Covered by 1 topic (10 questions, 1 materials, 26 cards, 0 videos).
c. Understands tools, strategies and systems used to manage financial resources to ensure solvency.BUS.Financial AnalysisCovered101260Covered by 1 topic (10 questions, 1 materials, 26 cards, 0 videos).
d. Demonstrates mathematical knowledge and skills required to pursue the full range of postsecondary education and career opportunities.BUS.Mathematical Knowledge and SkillsCovered9100Covered by 1 topic (9 questions, 1 materials, 0 cards, 0 videos).
e. Knows how to use financial ratios to assess company performance.BUS.Financial AnalysisCovered101260Covered by 1 topic (10 questions, 1 materials, 26 cards, 0 videos).
f. Understands the use of financial statement analysis.BUS.Financial AnalysisCovered101260Covered by 1 topic (10 questions, 1 materials, 26 cards, 0 videos).
g. Employs critical-thinking skills independently and in teams.BUS.Financial AnalysisCovered101260Covered by 1 topic (10 questions, 1 materials, 26 cards, 0 videos).
h. Understands the role of information technology and its mission-critical applications.BUS.Financial AnalysisCovered101260Covered by 1 topic (10 questions, 1 materials, 26 cards, 0 videos).

SMR I.8 · The teacher uses probability calculations to anticipate and forecast expected outcomes and manage risk.32 questions · 3 materials · 46 cards · 0 videosCovered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Understands and can apply the fundamentals of probability to solve business problems.BUS.ProbabilityCovered10160Covered by 1 topic (10 questions, 1 materials, 6 cards, 0 videos).
b. Understands how career-planning concepts, tools and strategies can be used to explore a career in risk management.BUS.Risk Management CareersCovered10140Covered by 1 topic (10 questions, 1 materials, 4 cards, 0 videos).
c. Demonstrates an understanding of how financial resources (such as capital budgeting, depreciation, cash flows, net present value, asset management and restructuring) are used to limit risk and to ensure business stability.BUS.Risk ManagementCovered121360Covered by 1 topic (12 questions, 1 materials, 36 cards, 0 videos).
d. Understands how businesses employ enterprise risk-management strategies and corporate finance techniques to minimize their business loss.BUS.Risk ManagementCovered121360Covered by 1 topic (12 questions, 1 materials, 36 cards, 0 videos).
e. Knows how to select financial information to be used in statistical tools (e.g., confidence intervals, probability models) to enhance risk management.BUS.Risk ManagementCovered121360Covered by 1 topic (12 questions, 1 materials, 36 cards, 0 videos).

Domain IIPartially covered

SMR II.9 · The teacher understands types of business ownership and entrepreneurial skills and procedures.92 questions · 9 materials · 128 cards · 0 videosCovered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Understands types of business ownership and their characteristics (e.g., sole proprietorships, partnerships, corporations, centralized versus decentralized, retail versus wholesale, franchises).BUS.Types of Business OwnershipCovered121150Covered by 1 topic (12 questions, 1 materials, 15 cards, 0 videos).
b. Understands procedures for creating and carrying out business plans.BUS.EntrepreneurshipCovered131150Covered by 1 topic (13 questions, 1 materials, 15 cards, 0 videos).
c. Knows how to identify entrepreneurial opportunities and the benefits and liabilities of starting a business.BUS.EntrepreneurshipCovered131150Covered by 1 topic (13 questions, 1 materials, 15 cards, 0 videos).
d. Understands and implements basic marketing concepts, functions, methods and promotion (advertising, including event-based selling and visual merchandising).BUS.Basic Marketing ConceptsCovered151300Covered by 1 topic (15 questions, 1 materials, 30 cards, 0 videos).
e. Understands and implements demand management strategies (e.g., inventory management).BUS.Demand ManagementCovered101140Covered by 1 topic (10 questions, 1 materials, 14 cards, 0 videos).
f. Knows how to manage day-to-day activities to ensure efficient purchasing and quality control.BUS.Demand ManagementCovered101140Covered by 1 topic (10 questions, 1 materials, 14 cards, 0 videos).
g. Understands procedures for determining financial start-up projections and methods for generating various types of capital.BUS.Financial ForecastingCovered101120Covered by 1 topic (10 questions, 1 materials, 12 cards, 0 videos).
h. Understands the changing nature of business (e.g., technological changes, cultural diversity, global resources and competition).BUS.Changing Nature of BusinessCovered9170Covered by 1 topic (9 questions, 1 materials, 7 cards, 0 videos).
i. Applies knowledge of financial accounting to evaluate alternative business options and make good business decisions.BUS.Decision Making - Financial AccountingCovered111160Covered by 1 topic (11 questions, 1 materials, 16 cards, 0 videos).
j. Compares business financing opportunities and investments and understands the services provided by banks and financial institutions.BUS.Financing and InvestmentsCovered51140Covered by 1 topic (5 questions, 1 materials, 14 cards, 0 videos).
k. Knows how to use research techniques effectively to identify and utilize information.BUS.Marketing Research TechniquesCovered71120Covered by 1 topic (7 questions, 1 materials, 12 cards, 0 videos).

SMR II.10 · The teacher understands the principles of management in a business environment.47 questions · 9 materials · 103 cards · 0 videosPartially covered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Knows the history and understands the role of management.BUS.History of ManagementCovered21130Covered by 1 topic (2 questions, 1 materials, 13 cards, 0 videos).
b. Understands the effective application of various functions of management (e.g., planning, organizing, leading, controlling, staffing and project management).BUS.Role of ManagementPartially covered3160Partial coverage by 1 topic (3 questions, 1 materials, 6 cards, 0 videos); limited supporting content.
c. Understands and can apply various management and motivational theories, including the management pyramid.BUS.Management and MotivationCovered31100Covered by 1 topic (3 questions, 1 materials, 10 cards, 0 videos).
d. Understands the selling process and market structures (e.g., brick-and-mortar, hybrid, e-commerce).BUS.Selling Process; BUS.Market StructuresCovered112170Covered by 2 topics (11 questions, 2 materials, 17 cards, 0 videos).
e. Understands the theory and application of quality management.BUS.Quality ManagementPartially covered3100Partial coverage by 1 topic (3 questions, 1 materials, 0 cards, 0 videos); limited supporting content.
f. Applies social and behavioral theories and principles to analyze group structures and behaviors.BUS.Market ResearchCovered101390Covered by 1 topic (10 questions, 1 materials, 39 cards, 0 videos).
g. Knows how to evaluate leadership styles and their effectiveness in addressing various business needs and goals.BUS.Leadership StylesCovered101120Covered by 1 topic (10 questions, 1 materials, 12 cards, 0 videos).
h. Knows how to evaluate management practices that promote flexibility and adaptability in a global business environment.BUS.Management PracticesCovered51110Covered by 1 topic (5 questions, 1 materials, 11 cards, 0 videos).
i. Knows how to conduct technical research to secure information necessary for decision making.BUS.Market ResearchCovered101390Covered by 1 topic (10 questions, 1 materials, 39 cards, 0 videos).

SMR II.11 · The teacher understands human relations and resource management.30 questions · 5 materials · 45 cards · 0 videosPartially covered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Understands how to plan, staff and organize human resources to enhance productivity and satisfaction.BUS.Human Relations and Resource ManagementCovered10130Covered by 1 topic (10 questions, 1 materials, 3 cards, 0 videos).
b. Understands the role of human relations and resource management and can apply basic principles and procedures of global human resource planning.BUS.Human Relations and Resource ManagementCovered10130Covered by 1 topic (10 questions, 1 materials, 3 cards, 0 videos).
c. Understands how to implement a compensation system.BUS.CompensationCovered101190Covered by 1 topic (10 questions, 1 materials, 19 cards, 0 videos).
d. Understands the legal and regulatory requirements of a compensation program.BUS.CompensationCovered101190Covered by 1 topic (10 questions, 1 materials, 19 cards, 0 videos).
e. Understands how to implement different types of compensation (e.g., pay for performance, hourly pay, salaried pay).BUS.CompensationCovered101190Covered by 1 topic (10 questions, 1 materials, 19 cards, 0 videos).
f. Understands the economic and social benefits of a well-designed workplace.BUS.The Workplace and ProductivityCovered01110Covered by 1 topic (0 questions, 1 materials, 11 cards, 0 videos).
g. Understands the role of organized labor and its influence on business, including collective bargaining, grievance and arbitration.BUS.Labor and Employee RightsCovered10160Covered by 1 topic (10 questions, 1 materials, 6 cards, 0 videos).
h. Understands the balance between employee privacy rights and employer obligations to provide a safe working environment.BUS.Labor and Employee RightsCovered10160Covered by 1 topic (10 questions, 1 materials, 6 cards, 0 videos).
i. Recognizes and applies methods of employee recruitment and selection, staff evaluation and employee training and development in accordance with state and federal regulations (e.g., Equal Employment Opportunity Act, Americans with Disabilities Act).BUS.Employee Recruitment and SelectionPartially covered0190Partial coverage by 1 topic (0 questions, 1 materials, 9 cards, 0 videos); limited supporting content.
j. Understands factors that affect productivity (e.g., interaction of people and technology, employee attitudes and motivation).BUS.The Workplace and ProductivityCovered01110Covered by 1 topic (0 questions, 1 materials, 11 cards, 0 videos).

Domain IIICovered

SMR III.12 · The teacher understands issues related to ethics and social responsibility in business and personal behavior.34 questions · 2 materials · 43 cards · 0 videosCovered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Understands the role of personal and business ethics in both conventional and cyber behavior (e.g., distinguishes between ethical and legal choices and ethical and unethical choices).BUS.Business EthicsCovered171300Covered by 1 topic (17 questions, 1 materials, 30 cards, 0 videos).
b. Analyzes ethical considerations of business situations.BUS.Business EthicsCovered171300Covered by 1 topic (17 questions, 1 materials, 30 cards, 0 videos).
c. Understands the social responsibilities of businesses regarding the environment, health, safety and diversity.BUS.Social Responsibility and Public RelationsCovered171130Covered by 1 topic (17 questions, 1 materials, 13 cards, 0 videos).
d. Recognizes the connection between good public relations and a community’s perception of ethical standards in business, and analyzes factors affecting decisions.BUS.Social Responsibility and Public RelationsCovered171130Covered by 1 topic (17 questions, 1 materials, 13 cards, 0 videos).

SMR III.13 · The teacher understands principles of business law.63 questions · 4 materials · 57 cards · 0 videosCovered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Knows the legal requirements for forming, operating and dissolving different types of businesses.BUS.Legal RequirementsCovered17190Covered by 1 topic (17 questions, 1 materials, 9 cards, 0 videos).
b. Understands statutory restrictions on retail and commercial sales, including e-commerce (e.g., Federal Trade Commission Act, the Uniform Commercial Code).BUS.Statutory Rights and RestrictionsCovered171240Covered by 1 topic (17 questions, 1 materials, 24 cards, 0 videos).
c. Understands the nature and significance of contracts, torts and crimes.BUS.Statutory Rights and RestrictionsCovered171240Covered by 1 topic (17 questions, 1 materials, 24 cards, 0 videos).
d. Understands employee and consumer statutory rights and protections (e.g., consumer protection laws, Americans with Disabilities Act, organized labor laws, workplace safety legislation).BUS.Statutory Rights and RestrictionsCovered171240Covered by 1 topic (17 questions, 1 materials, 24 cards, 0 videos).
e. Understands how different jurisdictions influence different legal issues in business situations (e.g., the legal responsibility of individuals for the acts of a business organization, issues related to trademark and copyright laws).BUS.Business Legalities and RegulationsCovered171230Covered by 1 topic (17 questions, 1 materials, 23 cards, 0 videos).
f. Understands the role of government regulations in the workplace (e.g., Environmental Protection Agency (EPA), Occupational Safety and Health Administration (OSHA).BUS.Business Legalities and RegulationsCovered171230Covered by 1 topic (17 questions, 1 materials, 23 cards, 0 videos).
g. Knows how to use appropriate online technology to research cases dealing with relevant business-related cases.BUS.Business Case ResearchCovered12150Covered by 1 topic (12 questions, 1 materials, 5 cards, 0 videos).

SMR III.14 · The teacher understands basics of international business.47 questions · 3 materials · 43 cards · 0 videosCovered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Knows how to identify multicultural business opportunities and competitive factors that affect the global business environment (e.g., social, cultural, political, legal, geographic and economic factors).BUS.International BusinessCovered18160Covered by 1 topic (18 questions, 1 materials, 6 cards, 0 videos).
b. Understands the potential impact of changes in currency exchange rates, inflation and interest rates.BUS.Inflation, Interest, and Exchange RatesCovered171190Covered by 1 topic (17 questions, 1 materials, 19 cards, 0 videos).
c. Understands the structure and purpose of the European Union and the relationship between international trade and the global economy.BUS.European UnionCovered121180Covered by 1 topic (12 questions, 1 materials, 18 cards, 0 videos).
d. Recognizes major trends and developments in international business.BUS.International BusinessCovered18160Covered by 1 topic (18 questions, 1 materials, 6 cards, 0 videos).
e. Understands the relationship between foreign trade and taxation policy and tariffs.BUS.Inflation, Interest, and Exchange RatesCovered171190Covered by 1 topic (17 questions, 1 materials, 19 cards, 0 videos).

SMR III.15 · The teacher understands basic elements of communication and applies skills for effective communication in business contexts.39 questions · 2 materials · 29 cards · 0 videosCovered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Understands basic elements of effective business communication (e.g., communication process; barriers to communication; communication channels, including social media; issues of cross-cultural business transactions) as well as how to nurture customer relationships by communicating effectively.BUS.Business CommunicationCovered27160Covered by 1 topic (27 questions, 1 materials, 6 cards, 0 videos).
b. Engages in appropriate oral, written, nonverbal and visual communication such as presentations and videoconferencing (including tables, graphs and charts).BUS.Business CommunicationCovered27160Covered by 1 topic (27 questions, 1 materials, 6 cards, 0 videos).
c. Knows how to input data and produce documents effectively.BUS.Producing and Using DocumentsCovered121230Covered by 1 topic (12 questions, 1 materials, 23 cards, 0 videos).
d. Uses current and emerging technologies to produce business documents.BUS.Producing and Using DocumentsCovered121230Covered by 1 topic (12 questions, 1 materials, 23 cards, 0 videos).
e. Knows how to use references and appropriately documents information from secondary sources.BUS.Producing and Using DocumentsCovered121230Covered by 1 topic (12 questions, 1 materials, 23 cards, 0 videos).

Domain IVCovered

SMR IV.16 · The teacher understands, applies fundamentals of, and effectively uses computer systems.47 questions · 5 materials · 31 cards · 0 videosCovered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Navigates networks effectively to locate and exchange information.BUS.Using ComputersCovered81130Covered by 1 topic (8 questions, 1 materials, 13 cards, 0 videos).
b. Knows how to employ document-creation software to create and publish business-related documents (e.g., instructional manuals, business brochures).BUS.Using ComputersCovered81130Covered by 1 topic (8 questions, 1 materials, 13 cards, 0 videos).
c. Understands how operating systems perform a variety of tasks (e.g., organizing and maintaining files, exporting data).BUS.Using ComputersCovered81130Covered by 1 topic (8 questions, 1 materials, 13 cards, 0 videos).
d. Understands options and procedures for exchanging information via telecommunications software (e.g., appropriate telecommunications methods for different situations, correct etiquette when using telecommunications).BUS.TelecommunicationsCovered10120Covered by 1 topic (10 questions, 1 materials, 2 cards, 0 videos).
e. Knows how to implement procedures for producing business documents using current and emerging technology (e.g., uses document-creation, spreadsheet and database software; uses correct proofreading symbols and procedures; produces reports containing text and graphics).BUS.Using ComputersCovered81130Covered by 1 topic (8 questions, 1 materials, 13 cards, 0 videos).
f. Understands health, ergonomic and safety issues related to the use of computer technology.BUS.Computer Health and SafetyCovered9120Covered by 1 topic (9 questions, 1 materials, 2 cards, 0 videos).
g. Understands the use of multiplatform design software to develop websites.BUS.Website DevelopmentCovered10160Covered by 1 topic (10 questions, 1 materials, 6 cards, 0 videos).
h. Applies procedures for importing graphics, sound, video and text into documents to produce multiplatform presentation products.BUS.Business PresentationsCovered10180Covered by 1 topic (10 questions, 1 materials, 8 cards, 0 videos).
i. Applies skills for researching and developing effective business presentations (such as multimedia presentations) that use a variety of sources, including big data.BUS.Business PresentationsCovered10180Covered by 1 topic (10 questions, 1 materials, 8 cards, 0 videos).

SMR IV.17 · The teacher understands terminology and principles related to information technology.48 questions · 5 materials · 57 cards · 0 videosCovered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Understands computer terminology and concepts.BUS.Computer TerminologyCovered9170Covered by 1 topic (9 questions, 1 materials, 7 cards, 0 videos).
b. Knows how to effectively select, evaluate, install and upgrade computer hardware and software.BUS.Hardware and SoftwareCovered91110Covered by 1 topic (9 questions, 1 materials, 11 cards, 0 videos).
c. Understands how to identify emerging technologies and potential trends.BUS.Technology TrendsCovered9180Covered by 1 topic (9 questions, 1 materials, 8 cards, 0 videos).
d. Understands the role of information technology in specific business contexts (e.g., product design, procurement, manufacturing, sales and marketing, inventory, product delivery, customer service, finance).BUS.Technology in BusinessCovered111270Covered by 1 topic (11 questions, 1 materials, 27 cards, 0 videos).
e. Knows how to manage computer assets (e.g., developing a technology plan, troubleshooting and repairing software and hardware, customizing software, evaluating software and hardware, keeping an inventory of computer components and peripherals).BUS.Managing Computer AssetsCovered10140Covered by 1 topic (10 questions, 1 materials, 4 cards, 0 videos).

SMR IV.18 · The teacher understands principles and procedures related to information management systems and information technology applications.40 questions · 4 materials · 35 cards · 0 videosCovered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Understands the nature and role of e-commerce.BUS.Online BusinessesCovered101160Covered by 1 topic (10 questions, 1 materials, 16 cards, 0 videos).
b. Knows how to create and manage an online business.BUS.Online BusinessesCovered101160Covered by 1 topic (10 questions, 1 materials, 16 cards, 0 videos).
c. Applies skills for managing information (e.g., maintaining systems for document and information storage, including the cloud, and retrieval; developing and maintaining systems for electronic filing).BUS.Information TechnologyCovered10190Covered by 1 topic (10 questions, 1 materials, 9 cards, 0 videos).
d. Solves business problems by utilizing information technology (e.g., word processing applications, spreadsheets, databases, multimedia, web design, computer programming and graphic design).BUS.Information TechnologyCovered10190Covered by 1 topic (10 questions, 1 materials, 9 cards, 0 videos).
e. Understands the impact of information and communication technology on business and society.BUS.Impact of TechnologyCovered10130Covered by 1 topic (10 questions, 1 materials, 3 cards, 0 videos).
f. Applies database technology to manipulate (e.g., store, query, retrieve) data and to design databases for solving business problems.BUS.Database TechnologyCovered10170Covered by 1 topic (10 questions, 1 materials, 7 cards, 0 videos).
g. Employs data-mining methods to identify and evaluate trends and patterns to improve business decision making.BUS.Database TechnologyCovered10170Covered by 1 topic (10 questions, 1 materials, 7 cards, 0 videos).

SMR IV.19 · The teacher understands principles and procedures related to confidentiality, security and data integrity associated with computer technology.30 questions · 3 materials · 19 cards · 0 videosCovered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Identifies social, ethical, and legal issues relevant to confidentiality (e.g., cybercrimes and identity theft).BUS.Technology and ConfidentialityCovered10110Covered by 1 topic (10 questions, 1 materials, 1 cards, 0 videos).
b. Understands issues and procedures for maintaining data security. (e.g., firewalls, virus protection software).BUS.Data SecurityCovered101120Covered by 1 topic (10 questions, 1 materials, 12 cards, 0 videos).
c. Understands procedures for ensuring the accuracy and integrity of data.BUS.Data Accuracy and IntegrityCovered10160Covered by 1 topic (10 questions, 1 materials, 6 cards, 0 videos).

Domain VCovered

SMR V.20 · The teacher understands work-based learning, career development, and leadership opportunities.41 questions · 3 materials · 25 cards · 0 videosCovered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Understands how to link classroom learning with work-based learning and incorporate relevant experiences into the business curriculum.BUS.Work-Based Learning ModelsCovered131100Covered by 1 topic (13 questions, 1 materials, 10 cards, 0 videos).
b. Understands the laws and regulations relating to employment, including Equal Employment Opportunity Commission (EEOC) rules and safety regulations and procedures.BUS.Employment Laws and RegulationsCovered111120Covered by 1 topic (11 questions, 1 materials, 12 cards, 0 videos).
c. Knows how to assist in the implementation of work-based learning models (e.g., school organizations, mentoring, networking, job shadowing, career preparation, internships and externships).BUS.Work-Based Learning ModelsCovered131100Covered by 1 topic (13 questions, 1 materials, 10 cards, 0 videos).
d. Knows how to evaluate student progress based on work-based standards and can analyze data to determine program effectiveness.BUS.Work-Based Learning ModelsCovered131100Covered by 1 topic (13 questions, 1 materials, 10 cards, 0 videos).
e. Identifies career opportunities in business, as well as the education, industry certifications and training requirements one needs for such careers.BUS.Business CareersCovered17130Covered by 1 topic (17 questions, 1 materials, 3 cards, 0 videos).
f. Helps students transition from program completion to employment or higher education (e.g., résumé writing, practicing interview skills).BUS.Business CareersCovered17130Covered by 1 topic (17 questions, 1 materials, 3 cards, 0 videos).
g. Effectively communicates how personal attributes (e.g., reliability, diligence, punctuality, motivation, attitude, digital footprint) affect career advancement and success in the workplace.BUS.Business CareersCovered17130Covered by 1 topic (17 questions, 1 materials, 3 cards, 0 videos).

SMR V.21 · The teacher knows how to employ interpersonal, employment, and organizational skills in business environments.42 questions · 4 materials · 26 cards · 0 videosCovered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Knows how to apply the social and human relations skills and attitudes needed to work effectively in a culturally diverse business environment.BUS.Human Resources FoundationsCovered11180Covered by 1 topic (11 questions, 1 materials, 8 cards, 0 videos).
b. Identifies procedures for carrying out administrative support responsibilities (e.g., scheduling, meeting planning and organization).BUS.Human Resources FoundationsCovered11180Covered by 1 topic (11 questions, 1 materials, 8 cards, 0 videos).
c. Knows how to select, train and retain employees.BUS.Hiring and Retaining EmployeesCovered11130Covered by 1 topic (11 questions, 1 materials, 3 cards, 0 videos).
d. Understands compensation systems and how they are implemented.BUS.Compensation and BenefitsCovered9190Covered by 1 topic (9 questions, 1 materials, 9 cards, 0 videos).
e. Understands how to manage all facets of a benefits plan.BUS.Compensation and BenefitsCovered9190Covered by 1 topic (9 questions, 1 materials, 9 cards, 0 videos).
f. Understands employee-management relations.BUS.Managing and Developing EmployeesCovered11170Covered by 1 topic (11 questions, 1 materials, 7 cards, 0 videos).
g. Knows how to plan, staff, lead and organize a human resources group to enhance productivity and satisfaction.BUS.Human Resources FoundationsCovered11180Covered by 1 topic (11 questions, 1 materials, 8 cards, 0 videos).
h. Knows how to assist with staff growth and development and trains staff on system usage.BUS.Managing and Developing EmployeesCovered11170Covered by 1 topic (11 questions, 1 materials, 7 cards, 0 videos).
i. Implements initiatives to improve employee satisfaction.BUS.Hiring and Retaining EmployeesCovered11130Covered by 1 topic (11 questions, 1 materials, 3 cards, 0 videos).

SMR V.22 · The teacher understands the leadership and community service opportunities available through student organization activities and the importance of promoting a business education program.47 questions · 4 materials · 24 cards · 0 videosCovered

Official competencyMatching 240 topicsAlignmentQsMatsCardsVidsNotes
a. Understands the purpose, characteristics and functions of student leadership organizations.BUS.Student OrganizationsCovered11130Covered by 1 topic (11 questions, 1 materials, 3 cards, 0 videos).
b. Understands the roles of chapter advisors and their responsibilities to student organizations.BUS.Student OrganizationsCovered11130Covered by 1 topic (11 questions, 1 materials, 3 cards, 0 videos).
c. Understands the importance of interacting with others in the school and community to promote a business education program (e.g., advisory committees, businesses, community agencies, postsecondary institutions, civic and service organizations, education and training organizations).BUS.Promoting Business EducationCovered13160Covered by 1 topic (13 questions, 1 materials, 6 cards, 0 videos).
d. Knows how to use a variety of sources and methods for developing and delivering appropriate business instruction (e.g., collaborating with other school faculty and external partners, identifying the impact of external influences and the requirements for special populations and evaluating performance standards).BUS.Developing and Delivering Business InstructionCovered121120Covered by 1 topic (12 questions, 1 materials, 12 cards, 0 videos).
e. Understands the importance of participating in leadership and career-development activities.BUS.Professional DevelopmentCovered11130Covered by 1 topic (11 questions, 1 materials, 3 cards, 0 videos).

How 240 Creates The TExES Business and Finance 6-12 (276) Study Guide

Every 240 study guide starts with the official exam framework. From there, we organize lessons, practice, and study tools around the categories the exam uses to measure candidate knowledge.

1

Review the official exam framework

We begin with the standards, domains, competencies, objectives, or content categories published by the testing authority.

2

Map the tested categories

We map every major area the exam is designed to cover so the guide reflects the real structure of the test.

3

Build lessons around tested content

We create study materials to support the official blueprint, not broad filler content.

4

Cross-check practice against exam expectations

We review practice content against the framework and real exam patterns so preparation stays targeted.

5

Review and update as standards change

When official frameworks change, we review guides and update alignment as needed.

Reviewed by subject-matter experts and maintained to reflect current standards.

Why 240 Is Better Than Other Generic Study Guides

Not all study guides are built the same way. Here is what separates a test-aligned guide from a generic one — and why it matters when you are preparing for the TExES Business and Finance 6-12.

Generic prep

  • Covers broad subject areas without structure
  • No clear connection to the official exam framework
  • Practice questions may not reflect the real test format
  • May not update when official standards change
  • Can be helpful for quick, broad review

240 test-aligned TExES 276 prep

  • Every lesson maps to an official domain or competency
  • Built directly from the official exam framework
  • Practice questions aligned to what the exam actually measures
  • A clear study path by tested category
  • Study smarter and enter test day more prepared

FAQs About the TExES Business and Finance 6-12 Study Guide

The questions teacher candidates ask us most often about the TExES Business and Finance 6-12 study guide.

Is 240 a good study guide for TExES Business and Finance 6-12?

240 is a strong option because the guide is built around the official exam framework and shows detailed alignment by SMR and competency.

How closely does 240 align to the TExES 276 exam?

This guide is 99% aligned based on a competency-by-competency review of the official framework and the study resources included in the guide.

Does 240 cover every competency?

This page shows coverage transparently across covered, partially covered, and identified gaps so candidates can see exactly how the guide maps to the exam.

What does “partially covered” mean?

Partially covered means the guide addresses the core parts of a competency, but some depth or subtopics may still be limited.

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